"If at first you don’t succeed try, try and try again."

I have always been a bit of an impulsive spender. From the time I got my first credit card, I treated it like a second bank account. I used my monthly income to pay for things like rent, bills, groceries, etc. But the money always ran out before I got my next paycheck, so I used my credit cards to support my spending habits until my next paycheck arrived.

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Over the years, I slowly began to accumulate debt. The balances on my credit cards would make me feel a little uncomfortable, so I was always grateful when the banks decided to increase the limits. But then I would continue to spend more and more, and eventually got to the point where I had to consolidate my debt so that I could afford the minimum monthly payment. Each time I went to the bank to ask for help, I honestly thought I was going to start moving in the right financial direction. It wasn't until I found myself completely maxed out that I had to start taking my spending habits more seriously. So I made a plan and paid off $30,000 (Canadian...


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The DIY movement is a re-introduction (often to urban and suburban dwellers) of the old pattern of personal involvement and use of skills in upkeep of a house or apartment, making clothes; maintenance of cars, computers, websites; or any material aspect of living.

DIY amongst the fashion community has become very popular. With the use of social media such as YouTube, a great number of people watch videos on a daily basis. YouTube has an array of DIY fashion videos from distressing jeans, bleaching jeans, redesigning an old shirt, and studding denim, just to name a few. This new trend is increasingly becoming more and more popular. There over 1,000 videos that individuals have posted demonstrating how to do those things. There are also other DIY videos that individuals could look up such as DIY jewelry, DIY room decor, and DIY hairstyles.